Our Trustees Specialist Investment Areas
Equities
Trustees invest beneficiary trust funds in equities, which are shares in companies, to potentially maximize capital growth and provide income for beneficiaries. This investment strategy aligns with the trustees’ duty to act in the best interests of the beneficiaries, which can include both current and future beneficiaries.
Residential Property
Trustees invest beneficiary trust funds in residential property for various reasons, primarily driven by the potential for income generation, capital appreciation, and diversification. They also consider the specific needs and circumstances of the beneficiaries and the overall goals of the trust when deciding whether to invest in property.
Commercial Property
Trustees may invest beneficiary trust funds in commercial property for several reasons, primarily to fulfill their duty to maximize the trust’s assets while managing risks appropriately. They aim to generate income for the beneficiaries, achieve capital appreciation, and potentially create a stable, diversified investment portfolio.
Promissory Notes
Trustees invest beneficiary trust funds in promissory notes, also known as trust deeds, to secure a predictable income stream and diversify the trust’s assets. These notes represent a debt owed by a borrower to the trust, with the trustee holding the legal title until the debt is repaid.
Commercial Debt
Trustees may invest beneficiary trust funds in commercial property due to the potential for income generation and capital appreciation, fulfilling their duty to maximize returns for the beneficiaries. Commercial property investments can offer a stream of rental income and the possibility of long-term capital gains, according to M&G.
Public Debt
Trustees have a fiduciary duty to manage trust funds in the best interests of the beneficiaries, which includes making prudent investment decisions. Public debt investments can align with this duty by providing a combination of safety, income, and potential tax benefits.
delivering consistent returns on TRUST investments
Trustees for Beneficiary Assets
A key trustee takeaway…
Our trustees seek to find investment strategies that offers the trust to earn interest from alternative financial sectors, potentially providing a consistent income for beneficiaries, while also diversifying investments away from traditional assets like stocks or real estate.
$670m
Beneficiary AUM 2024
55
Beneficiaries
21%
Return on Investments 2024
15
International Community Partnerships
A key trustee takeaway…
Trustees must act in the best interests of current and future beneficiaries, so they consider various factors when making investment decisions.
Infrastructure Investments
Commercial Investments
Property Investments
★★★★★
It is a fundamental duty of trustees to invest the trust fund so that the beneficiaries’ interests (whether in terms of income or capital appreciation) are enhanced. The duty of the trustees in relation to investment is to use their powers in the best interests of current and future beneficiaries.
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We ensure attention to every detail,
so beneficiaries can feel confident
✓ Effortless procedure
✓ Seamless events
Frequently Asked Questions
What is a trustee, in simple terms?
A trustee is like a responsible caretaker for someone else’s assets. Imagine you’re holding money or property, but it’s meant for your children, and you have to look after it until they’re old enough. The trustee is the person legally appointed to do this.
What are the trustee’s main responsibilities?
Trustees have several key duties, including:
Acting impartially and fairly towards all beneficiaries.
Managing the trust assets according to the trust document.
Making decisions in the best interest of the beneficiaries (the people who will eventually benefit from the trust).
Keeping accurate records of all transactions.
Distributing the trust assets to the beneficiaries as specified in the trust document.
What does a trustee do with the trust money?
The trustee’s job is to handle the trust funds wisely. This might involve:
Investing the money to help it grow. Paying bills or expenses as outlined in the trust document.
Distributing money to the beneficiaries, for example, for education or living expenses, as the trust specifies.
Can a trustee do whatever they want with the trust funds?
No, trustees can’t do whatever they want. They are legally bound to follow the instructions in the trust document and act in the best interests of the beneficiaries. They have a legal duty to act responsibly.
How does a beneficiary know if the trustee is doing a good job?
Trustees must keep beneficiaries informed about the trust’s activities. This usually means providing regular updates and financial statements. Beneficiaries have the right to ask questions and can take legal action if they believe the trustee is not acting properly.
What happens if a trustee makes a mistake or acts dishonestly?
If a trustee makes a mistake (breach of trust) or acts dishonestly, they can be held liable. Beneficiaries can take them to court to recover any losses. The court can also remove a trustee who is not acting in the best interests of the beneficiaries.
